“IQTISODIYOTDA INNOVATSIYALARNI JORIY ETISHDA ISLOM MOLIYASINING AHAMIYATI VA O’ZIGA XOS JIHATLARI” (2022) E Conference Zone, pp. 114–116. Available at: https://econferencezone.org/index.php/ecz/article/view/1018 (Accessed: 3 October 2025).